Reasons to Have Insurance For Your Inflatable Jumper Business
One of the most asked questions about having your own inflatable jumper business is this: do I need to have insurance? This question comes up extremely frequently and it’s actually one of the main reasons why a number of people never start their business even though they are very interested in doing so. Insurance is something that scares most people – it’s a lot like taxes in that way. Here, broken down, is the answer to whether or not you should have insurance for your inflatable jumper business.
The quick answer? Yes, you should have insurance for your inflatable jumper business. Understanding why you should have this insurance, though, is extremely important. Let’s first talk about the people who are going to be using your inflatable jumpers. These people aren’t doing something sedate like walking around it or touching it, they’re going to be jumping and bouncing around inside of it. If you rent inflatable slides they’ll be climbing fairly high heights, some are over 25 feet, and will be sliding down the nylon fabric fairly rapidly.
Can you imagine all of the ways that someone could get harmed simply by jumping around your inflatable jumper or by going down your inflatable slide? There are many ways that they can get hurt, especially if you’re dealing mainly with children. Insurance can protect the people who are using your inflatable jumpers as well as yourself from any sort of lawsuit.
While insurance on your inflatable jumper business will be protecting you from a lawsuit, it can also protect you from damage! These houses are designed to last for a long time, but all manner of things can occur that makes them break down or fall apart well before their time. Having insurance on your inflatable jumper means that if something abnormal and unexpected happens, such as a tree falling on the bounce house, you’ll be able to recover the insurance money to keep your business going.
Insurance is actually a very important part of owning a inflatable jumper business, but you shouldn’t let it be intimidating. Most insurance agents are very polite and friendly and are ready to help you to get your business covered, and you’ll even find inflatable jumper manufacturers who can offer you tips about where to go for decent, affordable insurance coverage.